Time in the market
A longer horizon can give compounding more time to work, though returns are never certain and losses are possible.
Explore an illustrative investment-growth projection by adjusting your starting amount, regular contributions, expected return and time horizon. Understand the role of compounding before you make a financial decision.
Illustrative future value based on the sample assumptions below. Change the inputs to personalise the estimate.
Enter your assumptions below. Results update automatically and are estimates, not guarantees of future performance.
Adjust each value to see how the projection changes.
Illustrative estimate only. Actual returns fluctuate; fees, taxes, product terms and market conditions may affect outcomes. This tool is not investment advice.
| Year | Total invested | Estimated value | Estimated growth |
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These three factors have a direct impact on the projection. Consider them together rather than focusing on the headline amount alone.
A longer horizon can give compounding more time to work, though returns are never certain and losses are possible.
Consistent investing adds capital over time. Increasing contributions as income grows can materially change the outcome.
The assumed return affects nominal value; inflation reduces the purchasing power of money received in the future.
Explore the SIP calculator or contact Mind Guru Gyan for information about financial awareness and protection planning.